So, although the rest of my life is in great shape, there is one problem. Money. My psycho ex husband is refusing to pay me child support leaving me to contact the attorney general to MAKE him pay. I'm not exactly thrilled with his behavior and he sent me a nasty email saying that he will not pay child support and that he will take my kids from me as soon as possible. Lucky for me, the law is on my side. He would have to prove me incapable of caring for my kids and by the time he gets back from Kuwait, I'll have graduated and he wont have a leg to stand on. I have primary custody of the kids, he is the one who isn't paying child support. I'm the one who works three jobs to provide for my kids while going to school full time. I'm the one who will have the college degree. Unless he can prove that staying with me will cause the children harm, he wont be able to take them from me. I'm not worried. I'm mad, but I'm not worried.
Now, for the big problem. Money. I have about $5000 in unpaid bills that are already in collections. They include my electric bill, two missed house payments, one missed car payment, two missed insurance payments, two missed furniture payments, and other things. On the first of September I have to pay 4600 just to keep on track and not miss any payments. Part of that is half of my insurance past due, two furniture payments and two car payments. I have at most 3600 coming in. More than likely it will only be 3200. So I have to pay more than I have coming in to bills. I have two options. Option 1: ask my parents for a loan. Option 2: get a payday loan. Either way is not pleasant or desirable, but it's the only way to stay afloat until my paychecks come in for the other two jobs which I haven't started yet. Together they will pay about 500 a month, which will cover my car payment. As soon as I get the child support it will cover my daycare expenses. The rest of my usual income with cover the remaining of my bills and hopefully I can start paying off the bills in collections. Yesterday was a very depressing day for me. I was concerned about my situation but today I'm optimistic about how I'm going to resolve this. Things will be tight financially for a long time, but once I graduate things will get better. I can only go up from here.
On Friday I am going to apply for government programs like medicare for the kids, tanf (temporary assistance for needy families) and other programs that will help me get by.I'm also thinking about getting a school loan. It will suck to pay back, but it will help me get through. Any other ideas?
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